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Terms of use

Updated September 10, 2026.

Educational use

Content and checklist results provide general information, not personalized insurance, legal, tax or financial advice. They are not quotes, coverage determinations or enrollment approvals. Use policy documents and qualified professional guidance for decisions.

Provider information

Listings may be incomplete or out of date. Providers determine availability, eligibility, premiums, benefits and policy terms. Inclusion is not an endorsement; we do not compare the entire market. We cannot guarantee savings or a particular outcome.

External services

Quotes and applications, when available, take place on external websites under their terms. We are not a party to your insurance contract and do not receive provider form submissions.

Using the tools

Use the checklist as a preparation aid. Reviewing a checklist does not mean that your insurance is adequate or that replacing it is appropriate. Confirm effective dates and any replacement consequences before ending existing coverage.

Corrections and updates

We may update content and these terms. Report site errors through the route described on our Contact page, without sending personal policy information.